Nobody ever thinks it will happen to them, but thousands of workers are left suddenly disabled every single year.
This can be due to a number of reasons from workplace accidents to personal sporting injuries or declining long-term health issues. Dealing with those physical and mental changes is difficult enough without worrying about money.
Dealing with those will at least remove one source of fear. Here are four potential solutions to help your cause.
Table of Contents
Take Out A Loan
A sudden disability doesn’t necessarily have to end your career forever. In some cases, it will just require a period of rehabilitation and adjustment. It may mean that you need to change job role, but a return to work may still be open.
If your disabilities are only going to cause a temporary break from work, you may want to consider a personal loan. Of course, there are various funding schemes that may provide some support. Nevertheless, borrowing money until you are back at work could be your secret weapon to keeping your head afloat.
However, you need to know that you’ll be going back. Getting yourself into debt only to find that a return to work isn’t viable will only make matters worse.
Seek Professional Support
If the disability leaves you unable to work, you’ll be frustrated for many different reasons. However, financial elements are at the very top of that list, and they should be your main priority for creating a more comfortable life.
Social Security benefits can provide the financial safety net needed to take those troubles away. Not only is this great for your long-term wealth, but it also allows you to concentrate on your health and other elements.
If that’s not a reason to gain the expert advice you deserve, nothing is.
By Jane Kim – http://www.flickr.com/photos/supervisorjanekim/13003381363/sizes/l/in/photostream/, CC BY 2.0, https://commons.wikimedia.org/w/index.php?curid=31521405
Gain Further Entitlement
In addition to financial support, you may be due assistance when it comes to adapting your home. After all, a disability may leave you needing stairlifts and other accessibility points.
New bathtubs and other products aren’t cheap, so any financial help would be welcomed. Apart from anything else, disability could leave you spending more time at home than ever before. Being comfortable is the least you deserve.
Similarly, if you find yourself needing live-in care, it’s important that you fight for the financial support that you need. Whether it’s using government schemes or fighting for compensation after negligence doesn’t matter. The only crucial element is that you get to lead a comfortable life void of financial fear.
Share Your Story
Not everyone will want to talk about their disability. However, sharing your story could help other people in a similar position and may prevent further cases. Aside from the added awareness, it may be a way to keep earning money.
Starting and monetizing a blog is one fantastic option. Alternatively, outside media agencies will often pay for appearances and your story. Of course, you can also use Go Funding as another way to raise the funds needed to live comfortably.
Solving these financial issues won’t suddenly wave a magic wand, but it will have a positive impact on your life. Underestimate the influence at your peril.
